Walk-through 12 Allingham St · make offer decisionProp
"What you do every day matters more than what you do once in a while." — GRETCHEN RUBIN
06 Vitals
Savings rate
42%
target 50% · tracking
Sprint pts
70%
28 / 40 · day 8 of 10
LLM budget
54%
$271 / $500 · MTD
Reading streak
12d
Quant Finance · pg 184
07 Inbox 4 UNREAD
R
Reuters · Macro08m
RBA holds cash rate at 4.10%, signals dovish pivot in Q3
⌁
The Information · AI22m
Anthropic ships Claude 4.5 multimodal — latency down 40%
A
AFR · Property41m
Sydney dwelling values up 0.4% in April, NW corridor leads
B
Bloomberg · Equities1h
NVDA rallies after Jensen keynote · analysts lift PTs to $180
08 Now building ● LIVE
◉
openclaw / agent-mesh
feat/mcp-streaming · 412 lines changed
14 commits today→ merge in ~45m
09 Markets US · PRE-MKT
Portfolio · AUD
$1,842,000
▲ 0.84% +$15,420 · 24H
NVDA144.72▲ 3.47%
MSFT464.12▲ 0.47%
PLTR82.14▲ 2.39%
TSLA291.15▼ 1.83%
CBA.AX152.40▲ 0.51%
VAS.AX99.86▲ 0.22%
BHP.AX41.22▼ 0.82%
10 Active Project
Claude Pipelines v0.4
Streaming MCP, tool-use, and caching for OpenClaw agents.
72% completeships · Wed 30 Apr
TYPESCRIPTMCPP0
11 Property · NW Sydney 12M MOMENTUM
Schofields
$1.29M
▲ 6.4%
Marsden Pk
$1.18M
▲ 7.2%
The Ponds
$1.42M
▲ 5.1%
Rouse Hill
$1.54M
▲ 4.0%
Riverstone
$1.10M
▲ 5.8%
"12 Allingham St — 10.5% under median. Walk-through today 13:30."
DEAL ALERT
12 Wealth EOFY · 66 DAYS
Net Worth
$1.84M
+4.2% YTD · on pace for $2.85M by 2031
Property$980K
Equities$612K
Super$165K
Cash$85K
01 Net Worth AUD · 1 MAY 2026
$1.84M
Up 4.2% YTD · on pace for $2.85M by 2031.
▲ $73,200 since 1 Jan
MAY '25AUGNOVFEB '26MAY
02 Allocation
Property eq.$980K53%
Equities$612K33%
Super$165K9%
Cash + crypto$85K5%
03 Path to $5M COMPOUND · 25Y
CONSERVATIVE 6%
$3.9M
BASE 8.5%
$5.2M
AGGRESSIVE 11%
$7.1M
04 Savings Rate
42%
This month. YTD avg 39%.
$8,420 savedtarget 50%
05 EOFY Action List 61 DAYS
Top up super before $30K cap21 JUN
Harvest CGT loss on TSLA position30 JUN
Pre-pay investment loan interest25 JUN
Deductions log · home office, courses30 JUN
Div293 review with accountant10 JUL
06 Tax Estimate · FY26
Gross income
$248,400
Deductions
$31,200
Tax payable
$67,100
Refund est.
$4,820
Lodgement window opens 1 July · file by 31 Oct.
07 Goals
Hit $2M net worth87%
$1.84M of $2M · ~5 months at current pace
Build $200K cash buffer42%
$85K of $200K · liquidity for next investment
Max super contribution68%
$20.4K of $30K · concessional cap FY26
01 Portfolio P&L TODAY · 09:42 AEST
▲ +$15,420
+0.84%
NVDA, PLTR carrying. TSLA dragging. Net green.
9:30111213141516:00
02 Macro Pulse
RBA Cash Rate4.10%— hold
AUD / USD0.6582▲ 0.31%
ASX 2008,142▲ 0.42%
US 10Y4.28%▼ 4 bps
Gold (USD/oz)2,381▲ 0.55%
BTC / USD71,420▼ 1.20%
03 Core Holdings 10 POSITIONS
NVDA42 sh$144.72$6,078▲ 3.47%
MSFT28 sh$464.12$12,995▲ 0.47%
PLTR120 sh$82.14$9,857▲ 2.39%
TSLA35 sh$291.15$10,190▼ 1.83%
CBA.AX85 sh$152.40$12,954▲ 0.51%
VAS.AX240 sh$99.86$23,966▲ 0.22%
BHP.AX300 sh$41.22$12,366▼ 0.82%
VGS.AX180 sh$118.20$21,276▲ 0.34%
04 Watchlist
AAPL$214.18▲ 0.62%
META$522.80▼ 0.41%
AMZN$184.32▲ 1.15%
GOOGL$172.94▲ 0.28%
RKLB$8.42▲ 4.18%
NDQ.AX$48.12▲ 0.61%
05 Earnings · Next 7 Days
MON 5/4PLTRest $0.09
TUE 5/5UBERest $0.51
WED 5/6CBA.AX3Q upd.
THU 5/7DISest $1.20
FRI 5/8RBA Statementmacro
06 What changed for me today
NVDA carried the book — Jensen's keynote shifted analyst PTs to $180+. PLTR followed on government-contract tailwind. TSLA softened after delivery miss; you're still net-positive on cost basis. RBA held rates — dovish tone but no cut yet. Macro environment for property remains favourable.
01 Schofields · 14 Aspect Way EST. VALUATION
$1.31M
CoreLogic AVM · 4 bd · 2 ba · 528 m² · acquired 2023.
▲ $164,000 since purchase +14.3%
EQUITY
$540K
LVR
58.8%
RENT YIELD
3.4%
12M GROWTH
+6.4%
02 Mortgage CBA · VARIABLE
BALANCE
$770,000
RATE
6.14%
MONTHLY
$4,720
PAYOFF
2049
Principal $1,460Interest $3,260
$680 extra repayment this month · cuts 4y3m off term.
03 Yield vs Mortgage Rate · 24M
Spread narrowing — RBA cut would tip Schofields cashflow-positive for first time.